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Under what circumstances would you try to avoid purchasing health assurance insurances?

Under what circumstances would you try to avoid purchasing health assurance insurances?

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Answer #1

Circumstances in which people try to avoid health insurance is -

  • Penalty cheaper than premium - health premiums are very costiler these days, it requires a big Percentage of your salary to pay your health insurance premium so some people instead of taking health insurance prefer to give penalties which costs them cheaper than paying premium.
  • Low income - People having lower income and unable to buy the health insurance and thus avoid buying it since in that particular income they have to fulfill there baisc needs and due to which health insurance doesn't get a place in it
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