Question

Which of the following groups are most affected by rising health insurance premiums?

		Exchange enrollees with incomes less than 250 percent of the federal poverty level
		Exchange enrollees with incomes greater than 400 percent of the federal poverty level
		Employees who accept their employer's offer to buy health insurance

Answer 1

Which of the following groups are most affected by rising health insurance premiums?

Correct answer:

Exchange enrollees with incomes greater than 400 percent of the federal poverty level
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Explanation:

Enrollees with incomes greater than 400% of the FPL will not receive any concession on the health care premium. They are considered to be wealthy enough to afford such costs.

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Exchange enrollees with incomes less than 250% of the FPL will be eligible for tax credit, if they fulfill all criteria.

Employees who are covered through their employers don't need to worry much about the rising premiums, as large firms are able to manage good deals.