Question

1. The federal program of health insurance for the elderly and some disabled individuals is   called
   1. Medicare
   2. CHIP
   3. Medicaid
   4. VA

2. A way of making up losses in health insurance by charging more to the insured is termed
   1. The “Robin Hood” theory
   2. Co-Payment
   3. A Premium
   4. Cost Shifting

3. An example of Cost Sharing would be
   1. Package Pricing
   2. A Beneficiary
   3. A Co-Payment
   4. A Single Payer System

4. The Affordable Care Act will have an impact on what portion of a select groups (high earners) pay check withholdings
   1. Medicare Tax
   2. Social Security Tax
   3. Federal Tax

d.   State Tax

5. The term “Iron Triangle” refers to Policy relating to
   1. Cost, Access, Quality
   2. Activities of Daily Living
   3. Cost, Access, Health Promotions
   4. Price, Spending, Billing

                       

6. The “Donut Hole” in Medicare that will be aided by the Affordable Care Act will help seniors with
   1. Gaining access to Medicaid
   2. Prescription payments
   3. Gaining access to the Health Marketplace
   4. Munchkins at Dunkin Donuts

7. What is one of the challenges faced in rural health
   1. High population density
   2. Surplus of health care professionals in rural settings
   3. Poverty/poor economic conditions
   4. Easy access to transportation

8. The term used to describe people with Health Insurance who use their insurance to a greater extent than if they were without Insurance
   1. Moral Hazard
   2. Phantom Providers
   3. Market Justice
   4. Third Party Providers

9. For a person to be considered an inpatient in a hospital they
   1. Must have surgery
   2. Must have Health Insurance
   3. Must spend the night
   4. Can only be admitted through the Emergency Room

10. Access to care, quality of care, and lower individual out of pocket costs is a primary concern of
    1. Health Care Professionals
    2. Consumers
    3. Hospitals
    4. Small company employers                

11. A Prospective Payment System based on DRGs
    1. Is a fixed rate per day system
    2. Is a fixed rate per admission and diagnosis system
    3. Is based on a per diem rate
    4. Is known as a premium

12. Defensive medicine
    1. Is when a doctor orders the minimal amount of tests and services as a protection against lawsuits
    2. Is when a doctor orders additional tests and services as a protection against lawsuits
    3. Is when a doctor gets defensive about the quality of his or her medical treatment
    4. Is when a doctor has to go to court to defend him or herself against a malpractice suit

13. A person with a Pre-Existing condition under the terms of the Affordable Care Act

1. Cannot be denied coverage
2. Will lose their insurance
3. Must buy a platinum policy in the Health Marketplace
4. Will still be denied health insurance

14. A characteristic of Social Justice Health Care would be

1. It is based on an individual’s ability to pay
2. Only those with jobs deserve health care
3. An individual is responsible for the family’s health care
4. Everyone is entitled to basic health coverage

Answer 1

The federal program of health insurance for the elderly and some disabled individuals is called Medicare.

A way of making up losses in health insurance by charging more to the insured is termed as cost-shifting.

An example of Cost Sharing would be Co-payment.

Federal tax

The term “Iron Triangle” refers to Policy relating to Cost, Access, Quality

The “Donut Hole” in Medicare that will be aided by the Affordable Care Act will help seniors with Prescription payments

Poverty and poor economic conditions is some of the challenges faced in rural health

The term used to describe people with Health Insurance who use their insurance to a greater extent than if they were without Insurance is Moral Hazards.

For a person to be considered an inpatient in a hospital they must spend the night.

Access to care, quality of care, and lower individual out of pocket costs is a primary concern of consumers.

A Prospective Payment System based on DRGs is a fixed rate per admission and diagnosis system.

Defensive medicine is when a doctor orders a minimal amount of tests and services as protection against lawsuits.

A person with a Pre-Existing condition under the terms of the Affordable Care Act Cannot be denied coverage.

A characteristic of Social Justice Health Care would be everyone is entitled to basic health coverage