Question

1. Should HMO be allowed to decide whether or not a treatmnet is "medically necessary"? Why or Why not?

Answer 1

In United States the HMO (health maintenance organisation) is a medical insurance company or a group that provide health service to its client's with a fixed annual charge.

These type of organisation work on their profits and they give cover for some specific or listed disease condition in their terms and condition but the medical department every day is a new challenge and it is growing day by day.

HMO should Not allowed to decide whether the medical treatment is necessary or not.

It is good thing that these type of insurance gives some relaxation to us.

New invention came out day by day but they are not covered by HMO, if it is not decided by HMO then we have to pay but we can avail this service.

Means we can get the benefit of the new medical therapy

If you have any query we will discuss in comment section otherwise please like