Question

- if I had medical payments and was injured in a car accident, why would I use it to have health insurance? Would one have priority over the other?
- if somebody broke into a property and stole personal items such as a stereo, what insurance would it be covered under?
- if I were driving under the influence and got in a car accident, would my insurance company cover the damage?

Answer 1

· Here you should consider using it for the purpose of health insurance because health insurance although might be slightly more costly than the car insurance but in the event of accident the expenses incurred on the hospital can be far more than the cost of new car so health insurance should be priority especially for people who are on the roads more often travelling from one place to another.

· This would be considered under the theft insurance. Incidents like burglary, robbery and other kind of theft is covered under the theft insurance.

· Car accident insurance cover the damage when the accident happens despite taking full precaution. Driving under the influence is something that is explicitly mentioned and not covered under the insurance policy.