Question

Which of the following is a reason that health care policies often fail?

Answer 1

  

Reason that health care policies often fail

There is no unified system of health care. That puts the coordination processes in disarray decreasing the efficiency of the system. The insurance covers mostly people under or near the poverty line. So the low wage part time workers are above the country’s Medicare threshold. And normally employers don’t insure their part time workers. This increases people who are not covered. What happens the is that these people will have to pay huge sums of money from their own pocket which they can’t afford.

In the US the quantity of people insured is a bigger challenge as the increased quantity means increased administrative cost. The insurers and the providers must go through tedious paperwork and have do deal with lot of unhappy people in the cubicles processing their work.

Some insurance need people to pay a part of the cost beforehand so the insurance can get it. This amount itself can be a huge liability to the insured person who expects the treatments to be free of cost. This is significant as in US the cost of every treatments is 4 to 5 times higher than high performing countries in this sector. And the absence of a unified system means there is no negotiation possible between other providers, pharmas and doctors.

The US health care consumes highest quantity of treatments per individual and tests which also produces more number of errors in tests , medicines and lab errors. This correlates with high number or hospital admissions in the country.

Reforming this pretty flawed health care system is difficult as the mutually beneficial relationship between members of congress, government bureaucrats and the lobbyists work not in the interest of people but rather for themselves.

Generally the the mixture of public sector and private sector means that the internal processes must be efficient for an efficient health care system.

In US 15% of people are not insured and the government fails to bring them into the system. Although 60% of people are receiving insurance from their employers most part of it is self funded. 15% of people who are covered in public sector are elderly people.

We have an anti consumer system for our health care so far. There needs to be a more efficient implementation of a reformed healthcare system. There is evidence of lack of direction and leadership.

In US there is high infant mortality rate and increased deaths that can be prevented by doctors compared to high performing countries. The doctors are restricted by people who are uncovered means people do not receive timely treatments.

The insurance system is rather complicated with coverage restrictions and high deductibles.

From peoples point of view they have to wait longer for appointments for even a minor health issue. They would be forced by system to seek expensive treatments and hospitals where just a primary care is needed. There is lack of coordination between insurer insured and the providers which comes in the way of efficient timely treatments.