Question

One of the problems in making a monthly budget is that some expenses fluctuate quite a bit from month to month.

Answer 1

Yes, definitely the major issue with monthly budgeting is that the expenses might fluctuate in some months. The reason behind the same is seasonal changes and the market forces of demand and supply. The general increase or decrease in price level of goods and services varies evry month based on th economic performance of the economy. If the inflation is too much, you might haveto incur more expense and if the prices are going down, you might save more and have lower expenses. All the micro as well as macroeconomic factors take into account all these changes.