Question

Given the following information, calculate the maximum allowable annual loan payment:

Minimum Debt Coverage Ratio: 1.35

Maximum Loan to Value: None

Property Value: $1,000,000

Net Operating Income: $100,000

Operating Expenses: $60,000

Answer #1

given the following information, determine the maximum loan
amount of the canadian mortgage: maximum GDS ratio is 32%, annual
gross family income $78,000 estimated monthly real estate taxes
$200, anticipated interest rate on the mortgage loan: $7.5%:
mortgage maturity: 25 years, non mortgage debt payment: $600.
A. $256,986.86
B. $174,969.78
C. $254,400.87
D.$173,209.10

A lender is giving lending based on income that a property can
create. Given the following conditions, what is the
maximum loan amount that you will be offered?
150,000 SF building that is 70% leased
at $18/SF, but $5/SF in operating expenses. Loan would
be at 5% with a 25-year amortization and require a 1.25x debt
service coverage ratio.

Given the following information, calculate debt payments ratio
percentage. (Round your answer to 2 decimal
places.)
Liabilities = $41,500
Liquid assets = $8,300
Monthly credit payments = $1,650
Monthly savings = $1,270
Net worth = $98,000
Current liabilities = $3,300
Take-home pay = $4,000
Gross income = $8,600
Monthly expenses = $5,440

Part B – Gross Debt Service (GDS) and Total Debt Service
(TDS) Ratios
The following information is to be used solve Questions
13 to 19 below
Jasmine and her spouse are considering purchasing a larger house
for their growing family. Below is a summary of their current
combined income and expenses.
Combined Salary (Net Annually)
$97,500
Monthly Mortgage Payment
$1,200
Master Card (minimum monthly payment)
$1,000
Utilities (Heath and Electricity)
$150
Car Loan Payment
$850
Cable TV
$50
Cell-Phone Plan...

Solve using excel:
A. Given the following information, calculate the balloon
payment for a partially amortized mortgage. Loan amount: $84,000,
Term to maturity: 7 years, Amortization Term: 30 years, Interest
rate: 4.5%, Monthly Payment: $425.62.
B. Given the following information about a fully amortizing
loan, calculate the lender's yield (rounded to the nearest tenth of
a percent). Loan amount: $166,950, Term: 30 years, Interest rate: 8
%, Monthly Payment: $1,225.00, Discount points: 2.
C. Given the following information, calculate the...

With the following information
Calculate:
Profits before and after taxes
Change in cash
EBITD
Coverage ratio
REVENUE
400,000
OPERATING COSTS
250,000
DEPRECIATION
25,000
INTEREST
20,000
PROFITS
TAX
20%
PLEASE SHOW ALL WORK

Calculate the total debt of a firm given the following
information:
Net Income = $2,500
EPS = $2.50
Book Value per Share = $4.00
Debt to Assets = 60%

Use
the following information to calculate the value of Debt to
tangible net worth ratio is: Stockholders' equity 1,800,000,
Current assets 1,870,000,Tangible assets, net 1,600,000Intangible
assets 40,000, Investments 120,000, Other assets 90,000.

Bob is a 28-year-old, unmarried man and the assistant manager of
a grocery store. He jokes about working at the grocery store just
to get his employee discount because his Great Dane eats about $50
worth of dog food a week! For the past five years, he's also been a
volunteer firefighter, drawing on his Navy training. Bob is really
proud of his condo, and is happy he'll have his big screen TV paid
off in a couple months because...

SHOW YOUR WORK FOR CALCULATION PROBLEMS
Given the following information, calculate: (a) current ratio,
(b) quick/acid-test ratio, (c) Total debt or leverage ratio, (d)
Return on Assets, (e) Net Margin, (f) Return on Equity, (g) Asset
Turnover, (h) Earnings Retention Ratio
SUMMARY BALANCE SHEET
ASSETS LIABILITIES
& SH EQUITY
Cash & Equivalents $2,000 Accounts
Payable $6,000
Accounts Receivable 7,000 Notes
Payable 4,000
Inventory 5,000 Current
Liabilities $10,000
Current Assets $14,000
Prepaid Expense
$2,000 Long-term
Debt $9,000
P, P & E
(net) $20,000 SH
Equity $17,000
Total
Assets $36,000 Total
Liab & SH Eq...

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