Question

In what ways does the Bank of Canada provide security to the banking system?

In what ways does the Bank of Canada provide security to the banking system?

Homework Answers

Answer #1

Bank Of Canada provide security to the banking system in the following ways:

  • Reserve funds: Bank of Canada decides the reserve funds the commercial banks has to hold with them all the time. This funds will be a proportion of the total saving and current account deposits made in the banking system. This is done with the motive to prevent a bank run and save the interest of people.
  • It makes rules and regulations like the amount of capital the banks should hold all the time. It includes provisions like Capital Adequacy Ratio, Following Basel norms etc. Bank of Canada also makes rule related to priority sector lendings in the economy.
  • Control credit and money supply in the economy apart from lending to the banks and acting as a lender of last resort. Bank of Canada regulates every movement of the commercial banks working in Canada.  
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