Which of the following health insurance benefits has
the lowest medical loss ratio?
a) Hospitalization
b) Dental
c) Long term care
d) Organ transplant
It can be mentioned that hospitalization dental and long-term care are very frequent in almost all parts of the country where you can see thousands of cases each day as a result of which the medical loss ratio will be higj for these three and that is the reason why
(a,b,c) are wrong.
however organ transplant is not that major happening all the time in all the places where you can see very less cases and that is the reason why this has one of the lowest medical loss ratio
Therefore (d) is answer to this question
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