Esther, Vida, and Clair were asked to consider two different cash
flows: GH¢1000 that they could receive today and GH¢3000 that would
be received 3 years from today. Esther wanted the GH¢1000 today,
Vida chose to collect GH¢3000 in 3 years, and Clair was indifferent
between these two options. Which of the three women made the right
choice?