According to a survey of American households, the probability that the residents own two cars if annual household income is over $65,000 is 75%. Of the households surveyed, 55% had incomes over $65,000 and 71% had two cars. The probability that the residents of a household own two cars and do not have an income over $65,000 a year is ________.
(Round your answer to three decimal places. Express your answers as a probability, not a percentage.)
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