Question

What are four types of injuries that are compensable in workers’ compensation insurance?

Answer 1

The specific types of injuries for which benefits are available under workers’ compensation laws varies from country to country. As a general rule, though, its distinguish between temporary and permanent disability, and between partial and total disability.

The types of injuries for which compensation is generally available include:

• Serious and catastrophic loss, such as broken bones, amputation or loss of limb, paralysis, traumatic brain or spinal cord injury, burns and permanent scarring or disfigurement

• Repetitive stress or motion injuries, such as carpal tunnel syndrome, nerve damage, ligament, tendon and muscle injury

• Joint and connective tissue injury, from foot, ankle, leg and hip trauma to hand, arm and should injury

• Occupational disease, such as mesothelioma, silicosis, cancer and heart disease

• Mental health issues, including depression, stress and anxiety