Question

Social insurance includes which of the following charateristics? A. Is the basis for most government redistribution...

Social insurance includes which of the following charateristics?

A. Is the basis for most government redistribution programs.

B. Is usually community rated with premiums based on the ability to pay.

C. Is the basis of the provision of medical care to the poor, elderly, and other vulnerable population groups in the U.S.

D. All of the above.

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Answer #1

D. All of the above.

Social insurance programs are mandatory mostly which helps in realizing the social needs through the Government’s redistribution programs of income and thereby soliciting participation on a broader scale. It also supports the community rated premium system wherein all the employees have to pay the same rate of premiums regardless of their health condition. Social insurance programs further covers the provisions of medical care and social security within it. Hence all of the above options are true.

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