Question

A nursing home administrator is meeting with a prospective resident, Mr. Chang, who is 79 years old and beginning to experience some symptoms of dementia, and his grandson. Mr. Chang, a widower, has reached the conclusion that he is ready to move into a community setting that provides long-term care.

“I get lonely,” he says. “And I’m not a very good cook.”

Regarding finances, he is confident that he has the means to afford the care.

“I have over $500,000 in my savings,” he says proudly. “And, anyway, with Medicare covering most of the costs of the nursing home, I should be set for the rest of my life.”

• Do you agree with Mr. Chang’s assessment of his financial status? Why or why not?

• What misunderstandings does Mr. Chang have regarding the costs and payment options for long-term nursing care? As the administrator, how would you respond to Mr. Chang?

• Is a nursing facility the best option for Mr. Chang, given his current needs? What other options might he consider?

Answer 1

1. MR CHANG , is 79 year old and he started to develop dementia also . he wants to live in nursing home , and not worried about his financial savings . In view of his recent dementia development , this assemption by patient may be wrong . moreover he may be given all his wealth to his childrens. and he is telling a huge amound of saving, that also practicaly feel unbelivable.

2. MR CHANG has some mis understanding regarding long term nursing care. he belives that his entire expences are paid by medicare insurance . but this is not true . for the first 20 days, medicare pay 100% expences, for the next 80 days medicare pays 80% of cost. beyond 100 days of stay , medicare wont pay.

3. alternatives ways , mr chang can try are

answered by: anonymous