Question

Can you please select the right answer. Thanks Question 1 1 / 1 pts Why was...

Can you please select the right answer. Thanks

Question 1

1 / 1 pts

Why was there a need for healthcare reform?

  

Doctors and nurses were poorly trained and did not know how to provide adequate care for patients

   

Hospitals were not equipped with adequate medical devices

   

Millions of Americans has no health insurance

   

Hospitals were not making enough money, so insurance companies needed to raise premiums

PartialQuestion 2

3 / 5 pts

Match the components of the Affordable Care Act to the description:

If the answers do not show in their entirety, they are pasted below:

  • Patients can not be denied because of a pre-existing condition, not charge different premiums based on health status or gender, provide comprehensive coverage, no fees for preventative care, no lifetime limit, and young people can stay on their parent's plan until the age of 26
  • Medicaid is expanded to cover those people up to 133% of the federal poverty level, which creates a national uniform eligibility standard across states
  • Health plans must provide benefits that meet a minimum set of standard and insurers will provide four levels of coverage
  • Employers with 50+ employees need to offer health insurance to their employees or be charged fees
  • All people are required to have health insurance or pay a penalty

Individual mandate

            All people are required to have health insurance or pay a penalty           

Expansion of pubic programs

            Medicaid is expanded to cover those people up to 133% of the federal poverty level, which creates a national uniform eligibility standard across states           

American Health Benefit Exchanges

            Patients can not be denied because of a pre-existing condition, not charge different premiums based on health status or gender, provide comprehensive coverage, no fees for preventative care, no lifetime limit, and young people can stay on their parent's plan until the age of 26           

Changes to private insurance

            Health plans must provide benefits that meet a minimum set of standard and insurers will provide four levels of coverage           

Employer requirements

            Employers with 50+ employees need to offer health insurance to their employees or be charged fees           

IncorrectQuestion 3

0 / 1 pts

Components of the Affordable Care Act that will increase quality of care include all of the following EXCEPT:

  

Wellness and preventative services

   

Encouraging integrated health systems

   

Increasing paperwork and administrative costs

   

Paying physicians based on value, not volume

   

Providing better information and accountability for nursing home care

PartialQuestion 4

1 / 6 pts

Distinguish the Pros and Cons of the Affordable Care Act (Choose answers in alphabetical order. For example, Children's health insurance should be chosen first for either Pro or Con)

If the answers do not show in their entirety, they are pasted below:

  • More options mean more complicated shopping for coverage, which can be confusing, and consumers risk over-buying or under-buying
  • Children's health insurance program has expanded to cover up to 9 million children
  • Young adults can stay on their parents’ plan until 26 and uninsured adults will qualify for free or low-cost insurance
  • Coverage must offer essential health benefits, such as free preventative services, limit deductibles and out-of-pocket maximums, provide minimum actuarial value, and not have annual or lifetime dollar limits
  • To get the money to help insure all these people, there are new taxes (mostly on high-earners and the healthcare industry)
  • Insurance companies must cover sick people, and this increases the cost of everyone’s insurance

Pro

            Children's health insurance program has expanded to cover up to 9 million children           

Con

            To get the money to help insure all these people, there are new taxes (mostly on high-earners and the healthcare industry)           

Pro

            Young adults can stay on their parents’ plan until 26 and uninsured adults will qualify for free or low-cost insurance           

Con

            Insurance companies must cover sick people, and this increases the cost of everyone’s insurance           

Pro

            Coverage must offer essential health benefits, such as free preventative services, limit deductibles and out-of-pocket maximums, provide minimum actuarial value, and not have annual or lifetime dollar limits           

Con

            More options mean more complicated shopping for coverage, which can be confusing, and consumers risk over-buying or under-buying           

Question 5

1 / 1 pts

Being proactive in your health care includes all of the following EXCEPT:

  

Research your own condition

   

Ask the practitioner to explain the problem and possible tests, treatments and medications in a clear and understandable way

   

Write out questions in advance and make sure to ask them

   

Don't ask for a second opinion unless you are instructed to do so

   

Ask for a written summary of your results of your visit and any lab tests

Homework Answers

Answer #1

Question 5 - Don't ask for a second opinion unless you are instructed to do so

Question 4 - Correctly answered

Question 3 - Increasing paperwork and administrative costs

Question 2 - Changes to private insurance - Patients can not be denied because of a pre-existing condition, not charge different premiums based on health status or gender, provide comprehensive coverage, no fees for preventative care, no lifetime limit, and young people can stay on their parent's plan until the age of 26

American Health Benefit Exchanges - Health plans must provide benefits that meet a minimum set of standard and insurers will provide four levels of coverage  

The rest are correct

Question 1 - Millions of Americans has no health insurance

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