Question

Why is Plan F the most expensive of the Medicare

supplemental plans? How will Plan F soon change and why will it change?

Answer 1

Medicare Supplement Plan F offers the most comprehensive basic benefits out of all Medicare Supplement (Medigap) policies. As a result of providing a complete benefits list, Medigap Plan F is often the most expensive plan option out of all other Medigap plans, yet it remains a popular choice among Medicare beneficiaries

Part 2

According to congress.gov, starting in 2020, Medicare Supplement plans that pay thee medicare Part B deductible will no longer be sold to those newly eligible. This change is part of the medical Access and CHIP Reauthorization Act of 2015 (MACRA)..

Why plan f changed

It is changing because By eliminating the drug coverage option, Congress was able to cut Medicare spending. In 2020,plan f and c and eradicated because they include the Part B deductible. By eliminating the Part B deductible, ideally, the congress will cut Medicare spending