Question

-What did you learn about Preferred provider organization (PPO), Health maintenance organization (HMO) and Point-of-service (POS) Health Plans?

Answer 1

PPO( Preferred provider Organization) is a medical care arrangement in which medical professionals and facilities provide services to subscribed clients at reduced rates.

HMO ( Health maintenance Organisation): It is an organisation that provides or arranges managed care for health insurance, self funded health care benefit plans, individuals and other entities, acting as a liaison with health care providers on a prepaid basis.

Point of a service health plan is combined characteristics of both HMO and PPO. It requires the policy holder to choose an in network primary care doctor.