Question

Cassidy’s article from Health Affairs offers some interesting possible ways to cost contain for poorer patients who cannot afford to pay for insurance under an ACA sponsored exchange yet make too much money to qualify for Medicaid.

What is the meaning of the concept of churning?

What is the maximum a person in Texas (head of household, family of four) can earn and qualify for Medicaid? Same question, but in California?

What minimum benefits must a person have while owning a “Basic Health Program” under the ACA?

In what way did the CMS fail to make this program available prior to its inception in January, 2014?

How does this program (an implementation of the policy of having affordable health care for every American) illustrate the failure of policy development as it was mandated in the ACA?

Answer 1

Churning refers to a practice in insurance agencies inorder to make profit to them they will increase the clients accounts excessively or making the clients to have more accounts or policies in their agencies.

Person in Texas can earn $39000 and person in California earn $43000 after paying taxes person in Texas have 36000 and person in California have 38000

Helps to have medical treatment when they need who are all having low income.

They were started it in 2014 itself and give introduction about their policy they planned to announce their final notice to people in 2015 but due to some state issues they took time to implement it.

It was over expensive people cannot afford.