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Identify and explain the limitations implemented to contain health insurance costs. Also explain the reasons why...

Identify and explain the limitations implemented to contain health insurance costs. Also explain the reasons why the uninsured and underinsured have more health problems than those who have health insurance.

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Answer #1

Limitations:

Companies will give health insurance coverage for the employees but they will give only for 2 or 3 of the family members. If you want avail for others you will have to pay extra additional ammount.

If people do not use insurance in the perticular year, that will go waste and again should start new package system in the next year.

Other than employer we have other insurance companies from where we can avail insurance per year that is also limited to 1 year or 3years max.

If there are more people in the family we loose more ammount from for the insurance.

It is not that insuranced people will not get more health problems than uninsured persons, the thing is people will be ready with the ammount for treatment of sudden diseases where as for uninsured people it will be sudden shock they may not arrange for the cost of treatment at once.

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