Question

As a result of the passage of the Affordable Care Act (ACA) of 2010, the government has played a proactive role in developing a healthcare system that is more consumer oriented. Which of the following is contained in the ACA?

  

Consumers have the option of choosing either a private or public/government-run health insurance plan.

   

State Medicaid programs were expanded to include people with income and earnings above and up to 138 percent of the poverty level.

   

All of these provisions are in the ACA.

      

Parents are required to keep their children on their family health insurance plan until they reach the age of 26.

   

Consumers have the option of choosing either a private or public/government-run health insurance plan, and parents are required to keep their children on their family health insurance plan until they reach the age of 26.

   

The ACA contained a provision for consumers to purchase long-term care health insurance.

Answer 1

All of these provisions are in the ACA.

• When the health care legislation was enacted, it allowed states to offer Medicaid coverage for all adults 18 to 65 with incomes up to 133 percent (effectively 138 percent) of the federal poverty level, regardless of their age, family status, or health.

• Until a child reaches the age of 26, the Affordable Care Act mandates plans and issuers that provide dependent child coverage to make the coverage available. For this coverage, both married and unmarried children qualify. For all plans in the consumer sector and for all employer plans, this provision applies.
• The ACA has made it easier for states to use federal Medicaid dollars for long-term care support networks and programmes, including expanding home- and community-based services options for individuals who are eligible for a nursing home but may alternatively stay at home with the necessary support systems in place.