Question

Assess ways a healthcare consumer can guard against medical identity theft. Have you taken or do...

Assess ways a healthcare consumer can guard against medical identity theft. Have you taken or do you take steps to guard yourself against medical identity theft? Write a brief plan of how you do or will take these steps for you and your family.

Homework Answers

Answer #1

Ways to guard against medical identity theft are:

  • Protect your identity with strong passwords
  • Never login with your user name and password on unfamiliar login screen
  • Never give your medical and insurance information over the phone or to unknown persons, the fact is no legitimate person will ask you your personal information on call, if you find suspicious, hangon the call and contact to your company
  • Check the credit report regularly for discrepancies
  • If you find suspicious freeze your account
  • Dont post your personal details like date of birth, mothers name etc on social websites
  • Shread the receipts carefully, and dont leave any mails in the mailbox
  • Never leave your wallet unattended, dont carry your cards unnecessarily and dont keep written passwords with you

I have also taken steps to avoid myself from medical identity theft.

Steps to take against medical identity theft for you and your family members:

  • Identify your red flags
  • Ask your doctors for copy of medical records
  • Maintaining control of medical identity
  • Periodically review of reports
  • Check explanation and benefits of credit report
  • Be careful on discarding information
  • Check for the warning signs of theft like bounce check, unfamiliar activities of card
  • Dont encourage unsolicited credit card offers
  • Keep fraud alert on your credit report
  • Pay your bills online to avoid exposure

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