Question

• What are the key issues of the ACA law? Provide a rationale.
• What are the key changes to the implementation of the ACA over the years?
• What are some of the debates concerning the ACA? Provide scholarly research.

Answer 1

Answer :

The affordable care act also know as obamacare, was signed into law in 2010. The act aimed to provide affordable health insurance xcoverage for all Americans. The ACA was also designed to protect consumes from insurance company tactics that might drive up patient post or restrict care. Millions of Americans have benefited by receiving insurance coverage through ACA.

The key issues of ACA are,

* many people have to pay higher premiums.

Insurance companies now provide a wider range of benefits and cover people with pre existing conditions. This has caused premium to rise for a lot of people who already had health insurance.

* You can be fined if you don't have insurance

The goal of obamacare is for people to be insured year round. If you are uninsured and don't obtain an exemption, you must pay modest fine.

* Taxes are going up as a result of ACA.

Several new taxes were passed into law to help pay for the ACA, inculding taxes on medical device and pharmaceutical sales. Taxes were also increased for people with high incomes.

* Businesses are cutting employee hour to avoid covering employees

Opponets of obamacare claimed the legeslation would destroy jobs. The number of full time jobs has gone up in recent years, but there are still report of businesses cutting hours from employees schedule

Key changes to the implementation of the ACA,

More Americans obtained Health insurance coverage within the first 5 year of the ACA. young adult make up a large percentage of these newly insured people. helath insurance is more affordable for many people. Insurance companies must now spend atleast 80% of insurance premiums on medical care and improvements. The ACA also aims to prevent insurers from making unresonable rate increases. Insurance coverage isn't free by any means, but people now have a wide range of coverage option. People with pre existing health condition can no longer be denined coverage. No time limit existing on care. The ACA covers many screening and preventing services. These usually have low copays. The ACA compromised to make prescription drugs more affordable. The number of prescription and generic drugs covered by ACA is growing every year.