Question

In the course of business, an ABC Company employee walking in the ABC Company parking lot...

In the course of business, an ABC Company employee walking in the ABC Company parking lot is struck by a customer’s vehicle (with the customer at fault). The employee is injured, the customer’s vehicle is damaged, and the customer (driver) is injured. Which of the following ABC Company policies apply?

Group of answer choices

Commercial auto and workers’ compensation

Commercial auto and commercial general liability

Commercial auto only

Commercial auto, commercial general liability, and workers’ compensation

Workers’ compensation only

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Homework Answers

Answer #1

Ans.1. Option E is correct.

As per worker's compensation insurance determines that if an employee of the organisation is getting accident at workplace or company.then the organisation has to bear all the costs of the injured employees.

Option.A is incorrect.

Commercial auto insurance is not applicable to any customer as there is not specific details about the isurance of the vehicle but Workmen compensation is applicable, both together is not applicable.

Option.B is incorrect.

Commercial general liability is not applicable to this situation.

Option.C is incorrect.

Commercial auto insurance is not applicable to any customer as there is not specific details about the isurance of the vehicle

Option D is incorrect.

Both the three insurance together is not applicable to this condition.

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