Prestinge credit card generally offer you higher credit limit and charge higher annual fee.
If we did not travel a lot it will not be valuable and if we travelled a lot and travel at hotels atleast for some days then we can say annual fee worth it. They usually charge high annual fee and interest rate.
Disadvantages of prestige credit cards are
1. High annual fee.
2. High interest fee
3. High foreign currency mark up fee.
These are the cons of prestige credit card. But any way it provide higher credit limit and we can use this benefit.
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