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describe how you would initially start thinking establishing an investment portfolio would you decide which, CD,...

describe how you would initially start thinking establishing an investment portfolio would you decide which, CD, bond, securities, or real estate, you might invest. Are you risk taker or are you very conservative? Do you think the three "Pitfalls" of Investing and Retirement Planning are accurate? Pitfalls 1. Starting too late 2. Putting away too little 3. Investing too conservatively

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Answer #1

The factors to be considered which creating an investment portfolio is the reward to risk ratio, its performance or returns during downturn and upturn. I would preferred higher rewards and willing to take certain amount of risk.
I would invest in securities and risk can be minimised by diversification. I am a risk taker. Main Pitfall would be putting away too little because my savings are less.

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