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Suppose you take out a 30-year mortgage for $154885 at an annual interest rate of 3.2%....

Suppose you take out a 30-year mortgage for $154885 at an annual interest rate of 3.2%. After 18 years, you refinance to an annual rate of 1.3%. How much interest did you pay on this loan? Round your answer to the nearest dollar.

I got 163944, but the correct Answer is 76251. Can someone show me how to do it correctly?

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