Basel III increased the amount of capital and quality of
capital that bank needs to keep.
It also requires the bank to maintain liquidity.
It has put more emphasis on stress testing
Due to all this, there will be a sharp drop in ROE. Before
crisis EU Bank had ROE of 15% but it may drop by 4%
Due to the increased capital requirement, it is anticipated
that there will be a shortfall of 1.1 trillion EUR by 2019. it is%
more than the previous estimate
IT spend of the bank will increase to meet the regulatory
requirement
More stringent models will be developed to calculate
counterparty risk