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You have a retirement account into which your employer invests $75 at the end of every...

You have a retirement account into which your employer invests $75 at the end of every month, and the account pays an APR of 5.25% compounded monthly. Use the regular deposits formula to determine the balance in the account at the end of four years. Use the regular deposits formula to determine the balance in the account at the end of 20 years.

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