Question

You are involved in a car accident. You and the driver of the other car incur physical injuries. The other driver’s car is scrapped, while yours and a vacant car parked on the street are also damaged. It is determined that you are at fault. Which provisions of your car insurance will cover you? I. Bodily injury liability coverage II. Property damage liability coverage III. Accident benefits coverage IV. Uninsured motorist coverage V. Collision coverage VI. Comprehensive coverage a) I, III, IV and VI b) III, IV, V and VI c) I, II, III and V d) I, III, V and VI

Answer 1

c)I,II, III and V

Bodily injury liability coverage will protect the insured when there is physical injury to the other due to his fault.

Property damage liability coverage will protect the insured since the persons car and a vacant car is also damaged.

Accident Benefits provides coverage if you, your passengers, or pedestrians are hurt or killed in a car accident.

Collision coverage  helps pay to repair or replace your car in case of damage in an accident with another vehicle or object.