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Which Saver Ends Up with More Money? Saver A spends money partying for 8 years, then...

Which Saver Ends Up with More Money?

Saver A spends money partying for 8 years, then opens a tax-deferred retirement account earning 12% at age 26 and invest $150/month for the next 40 years.

Saver B invests $150/month for 8 years in a tax-deferred account earning 12% and saves NOTHING for the next 40 years.

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