Jethro is at fault in a car crash that caused personal injury & property damage. He has Part A limits=50/120/70
He also has Parts B, C, and D coverage. The damages are as follows:
Jethro’s car damage = $14,000
Other car damage = $31,000
Person #1 injury = $50,000
Person #2 injury = 65,000
Person #3 injury = $14,000
Jethro’s injury = $12,000
a. How much will Jethro’s insurer pay for the other car’s property damage?
b. How much will Jethro’s insurer pay for the other car’s occupants’ injuries?
c. Under which part of Jethro’s policy will Jethro’s car’s damage be covered?
d. Under which part of Jethro’s policy will Jethro’s injury be covered?
Part A liability limits are 50/120/70. This means that there is a bodily injury limit of $50,000 per person per accident and a total bodily injury limit of $120,000 per accident. There is a property damage limit of $70,000 per accident.
a). Since property damage limit is 70,000, the total amount of 31,000 will be paid for the other car's damage.
b). For the injuries, the insurer will pay: Person #1 - 50,000; Person #2 - 50,000; Person #3 - 14,000.
c). Jethro's car damage will be covered under Part D of the policy which is coverage for damage to the insured's auto.
d). Jethro's injury will be covered with Part B of the policy which is medical payments coverage.
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