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What amount comes closest to the future value, at the end of year 20, of a...

What amount comes closest to the future value, at the end of year 20, of a 15 year annuity of $550 that makes its first payment at the end of year 6? Use an interest rate of 5%. a. $ 12,802 b. $ 11,031 c. $ 13,821 d. $ 10,229 e. $ 11,868

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