Question

a) Richard holds a stock portfolio of RM1300,000 consisting of RM30,000 invested in       each of...

a) Richard holds a stock portfolio of RM1300,000 consisting of RM30,000 invested in
      each of 10 stocks. Each stock has a beta of 0.9. Therefore, the portfolio beta will
      be 0.9 and it will be less risky than the market. Now suppose that Richard:

      i)   sells one of the existing stocks, and replaces it with a stock with a beta of 2.0. What will
            happen to the risk of the portfolio?

                                                                                                                                                                                                                                           
      ii)   sells one of the existing stocks and replaces it with a stock with a beta of 0.6. Calculate
            the beta of the portfolio.                    
                                                                                                                                                                                                                            

b) Stock Boxy has a beta of 1.8. An investor who is interested in buying this stock expects its
     return to be 18%. The current rate of return from government securities provides an
     average return of 6% and the expected market risk premium is 10%. Is the investor
     pessimistic or optimistic about stock Boxy’s expected return relative to the market’s
     expectation?

Homework Answers

Answer #1

Answer a.

Weight of Stock = 1 / Number of Stocks
Weight of Stock = 1 / 10
Weight of Stock = 0.10

Part 1:

New Portfolio Beta = Old Portfolio Beta + Weight of New Stock * Beta of New Stock - Weight of Old Stock * Beta of Old Stock
New Portfolio Beta = 0.90 + 0.10 * 2.00 - 0.10 * 0.90
New Portfolio Beta = 1.01

Part 2:

New Portfolio Beta = Old Portfolio Beta + Weight of New Stock * Beta of New Stock - Weight of Old Stock * Beta of Old Stock
New Portfolio Beta = 0.90 + 0.10 * 0.60 - 0.10 * 0.90
New Portfolio Beta = 0.87

Answer b.

Required Return of Investor = 18.00%

Expected Return of Stock = Risk-free Rate + Beta * Market Risk Premium
Expected Return of Stock = 6.00% + 1.80 * 10.00%
Expected Return of Stock = 24.00%

Investor is expecting less than market’s expectation; therefore, investor is pessimistic.

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