Expected monthly expenses from yr 70 to yr 90=$4000 per month (on current dollars)
Expected monthly expenses form yr 70 to yr 90 in $ terms as at yr 70=Future value of 4000 at inflation rate of 2.25% for 49 years=11,900.43
Present value of monthly expenses from yr 70 to yr 90 in $ terms as at yr 70=Present value of 11,900.43 for 20 yrs at 6%=1,36,496.95
Expected value of social security in $ terms as at yr 70=Future value of 1850 at 6% rate for 49 years=32148.38
Hence, expected value of savings must grow to (136,496.95-32148.38=104348.57)
Savings required per month=PMT calculated with investment rate of 6% for 49 years and future value of 104348.57
=382.29
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