Question

Many politicians have responded to the financial crisis by calling for more regulations and closer oversight...

Many politicians have responded to the financial crisis by calling for more regulations and closer oversight of banks. Do you think more regulation will prevent the occurrence of another financial crisis? Why or why not?

Homework Answers

Answer #1

In my view, more regulation can prevent the occurrence of another financial crisis but the major issue is the proper implementation of that regulation or new oversight policies. This would reduce excess leverage taken by the banks and financial institutions and also put more obligation and responsibiliy on them which would discourage the weak policies and malpractices taken by the banks or financial institutions which should prevent financial crisis.

the above is answer..

Know the answer?
Your Answer:

Post as a guest

Your Name:

What's your source?

Earn Coins

Coins can be redeemed for fabulous gifts.

Not the answer you're looking for?
Ask your own homework help question
Similar Questions
We have discussed Black Wednesday and the Asian financial crisis in class. The biggest reason for...
We have discussed Black Wednesday and the Asian financial crisis in class. The biggest reason for the events was a pegged currency. Why do you think that there still are countries with pegged currencies? Find one and explain why you think they still peg?
1.) During the financial crisis of 2007-2009, A. yields on all types of securities fell. B....
1.) During the financial crisis of 2007-2009, A. yields on all types of securities fell. B. yields on all types of securities rose. C. yields on Treasury securities fell while yields on corporate securities rose. D. yields on Treasury rose while yields on corporate securities fell. 2.) SELECT ALL the true statements about the Federal Funds rate (FFR). A. The FFR is a market determined interest rate. B. The FFR is explicitly set be the Federal Reserve. C. The FFR...
As a consequence of the 2008 financial crisis, many companies went bankrupt. You have two samples:...
As a consequence of the 2008 financial crisis, many companies went bankrupt. You have two samples: one made by 1000 companies based in the UK and one made by 100 in France. In these samples, 350 British companies and 20% of the French companies went bankrupt after 2008. Was the overall bankruptcy ratio in the UK different from France?
Opioid crisis what can we do about it? Opioid addiction is currently a public health crisis....
Opioid crisis what can we do about it? Opioid addiction is currently a public health crisis. According to the National Institute on Drug Abuse, “every day, more than 130 people in the United States die after overdosing on opioids. The misuse of and addiction to opioids—including prescription pain relievers, heroin, and synthetic opioids such as fentanyl—is a serious national crisis that affects public health, as well as social and economic welfare.” When an individual suffers from opioid addiction, chances are...
c) Memories of the 2007-2009 financial crisis have made you more risk averse, doubling the risk...
c) Memories of the 2007-2009 financial crisis have made you more risk averse, doubling the risk premium you require to purchase a stock. Suppose that your risk premium before the crisis was 5 percent and that you had been willing to pay $421 for a stock with a dividend payment of $10 and expected dividend growth of 4 percent. Using the dividend discount model, with unchanged risk-free rate, dividend payment and expected dividend growth, what price (rounded to the nearest...
1.) Small banks A. act more competitively than large banks. B. usually charge more on loans...
1.) Small banks A. act more competitively than large banks. B. usually charge more on loans relative to what is paid to depositors compared to large banks. C. are generally more efficient than large banks. D. are growing in number. 2.) Which of the following best describes the current banking system in the United States? A. The market is dominated by 10 large banks and there are very few small banks operating any more. B. There are more than 10,000...
1. Many states have mandatory use of masks when outside and when one is not being...
1. Many states have mandatory use of masks when outside and when one is not being able to practice social distancing guidelines yet the federal government just recently got on board with this requirement. In your opinion, why do you think this is the case? 2. Another big argument by critics about special interest groups is that their system can really be effective only for economic reasons. It is also believed that these groups would ignore the interests of the...
Economic profits have risen in the US economy since the financial crisis of 2008. Among the...
Economic profits have risen in the US economy since the financial crisis of 2008. Among the four economic structures we are currently studying, the models of pure competition and monopolistic competition predict that in such an environment we will observe competitive firms emerging to capture a share of these increased profits, but then for there to be an eventual return to normal profit levels. Instead, we have observed increased consolidation and, hence, increased ownership concentration over the past decade. This...
In Class, we have discussed more costing topics, such as weighted contribution margin and Operating Leverage....
In Class, we have discussed more costing topics, such as weighted contribution margin and Operating Leverage. Operating Leverage is frequently measured in business by companies and their creditors. Tell us what you know about this important financial topic. Why do you think it is so important not only to companies measuring their profitability, but also of great concern to their creditors.
LAs you have read, and may agree, “the large number of banks in the commercial banking...
LAs you have read, and may agree, “the large number of banks in the commercial banking industry and the absence of a few dominant firms suggests that commercial banking is more competitive than other industries”. Yet many of us prefer the “Thrift Industry” selection. Why? Which institutions do you prefer and why? Are others in this class using different financial institutions than yourself affecting rates you receive? How did you decide on where you bank now, and why is it...
ADVERTISEMENT
Need Online Homework Help?

Get Answers For Free
Most questions answered within 1 hours.

Ask a Question
ADVERTISEMENT