Question

Which of the following provides or will provide universal health care?

U.S. health system before 2010

Affordable Care Act

Obamacare

Medicare for all

none of the above

What is the possible negative consequence to getting supplemental insurance in addition to a Medicare policy also called Medigap?

helps patients pay at least a portion of the copays and any deductibles

cannot be used to pay for the deductibles

they transfer the risk from payer to provider

increases moral hazard

all of the above

Answer 1

Medicare for All is a universal health care plan developed by Senator Bernie Sanders. It builds on the successes of Medicare and the Affordable Care Act (ACA) introduced by former President Barack Obama to help more Americans access health care.

Correct Ans - D

A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover, like:

• Copayments
• Coinsurance
• Deductibles

Negative consequence - transfer the risk from payer to provider and increases moral hazard

Correct Ans - C,D