Question

If you are working at the credit card unit in local bank, List and explain three different production reports that might be generated by your department.

Answer 1

if I am working in the credit card unit in local bank, then the three types of production generated by department are as follows:
Production research report.
Annual production report.
Total NPA on the basis of credit card report.
1-production research report: this report is generated to verify the future research prospects of the department and the total loan given by the department and the estimated revenue generated from the products.
Research reports are based on the criteria of total generation of productive business and the unforeseen problems related to the products.
2-annual production report: the annual production report is based on the total business generated from the products of the department and here the department is the credit card department so how many credit cards are issued by the bank and what is the total credit limits of all the cards.
3-total NPA on the basis of credit card reports: this report is very important in this department because it reflected the actual worth of the present credit cards because the NPA means non performing assets and it means that the higher the NPA the higher the loss for the local bank and vice versa. So the main priority of the banks is to control the NPA.