Question

Part 3 __________ is the organization that enforces the Occupational Safety and Health Act (OSHA). •...

Part 3 __________ is the organization that enforces the Occupational Safety and Health Act (OSHA).

• The Justice Department •

• The Securities and Exchange Commission  

•The Securities Exchange Commission

•The Occupational Safety and Health Administration

• The Food and Drug Administration

Who is covered under the provision of the FLSA that mandates employees working more than 40 hours a week earn time and a half pay?

• Regular salespersons

• Administrative employees

• Outside salespersons

• Executives

• Professional employee

Madison was injured in a car accident on the way to the airport. She was heading to Chicago on a business trip. Which of the following statements is true regarding Madison's right to receive workers' compensation? Multiple Choice

• Workers' compensation is purely state law.

• Madison will probably be covered by workers' compensation because she was headed to the airport for a business trip.

• Madison will probably have to sue her employer to collect workers' compensation.

• Both workers' compensation is purely state law and Madison will probably be covered by workers' compensation because she was headed to the airport for a business trip

Which class is protected under the Age Discrimination in Employment Act (ADEA)?

• Ages 20-60.

• Ages 40-60.

• Ages 40 and up.

• Children under the age of 12.

• All American workers.

When determining whether men and women do equal work and deserve the same pay under the EPA, what factor do courts not consider?

• Skill.

• Effort.

• Responsibility.

• Working conditions.

• All of these factors help the court determine whether the work was equal.

What is the first thing a plaintiff should establish to prove a case based on disparate impact?

• There were unwelcome sexual advances in the workplace.

• The "necessity" was promulgated as a pretext for discrimination.

• The rule disproportionately restricts employment opportunities for a protected class.

• The practice or policy in question is a business necessity.

• None of these.

_________ occurs when an employee is treated differently on the basis of being a member of a protected class.

• Disparate treatment

• Quid pro quo

• Hostile environment

• Nothing

• Disparate impact

Denise and Donna legally married each other in the state of New York. Later, when Donna got a job promotion and transfer, they moved to Georgia. Under DOMA, after the recent Supreme Court ruling, which of the following is/are true? Multiple Choice

• Georgia is not required to legally recognize the marriage of Denise and Donna in New York.

• Georgia is required to legally recognize the marriage of Denise and Donna in New York.

• The marriage of Denise and Donna must be legally recognized by all the states in the U.S.

• Georgia is legally required to recognize the marriage of Denise and Donna in New York, and the marriage of Denise and Donna must be legally recognized by all the states in the U.S.

Brett sued his employer for race discrimination under Title VII. He works at a large company that has several hundred employees. What is true of the damages Brett may receive if he proves his claim? Multiple Choice

• Brett may receive attorney's fees.

• Brett's punitive damages are limited to $300,000.

• Brett may receive back pay.

• Brett may receive both attorney's fees and back pay.

Part 4

Claire purchases a $125 suit on her credit card from a local clothing store in her hometown. When she takes it home, she realizes it is damaged. She tries to take the product back for a full refund or store credit, but the store refuses. In this situation, ____________________.

• Claire is protected under the Fair Credit Reporting Act

• she cannot receive a refund unless the transaction was a lease

• the credit card company can bill Claire because it is not their fault she bought damaged goods

• the credit card company cannot bill Claire for the damaged item

• the store violated TILA

Punjab is a 20-year-old student who emigrated here from India but now is a U.S. citizen. When he tries to get a credit card, the worker on the phone tells him that they will not give him a credit card because he was born in India and he is too young. In this situation, _________________.

• the credit card company did nothing that is illegal

• the credit card company is violating TILA

• the credit card company is violating the Fair Credit Reporting Act

• the credit card company is violating the Fair Debt Collection Practices Act

• the credit card company is violating the ECOA

The purpose of the _______________ is to require that sellers disclose the terms of the credit or loan to help consumers compare a variety of credit lines or loans.

• Truth in Lending Act

• Equal Credit Opportunity Act

• Fair Credit Reporting Act

• Consumer Leasing Act

• Limited Liability Corporations

Jose loses his credit card at a crowded city park. He notifies his credit card company immediately. Five days later, $4,507 is charged on the card. How much of those charges is Jose liable for?

• $25.00.

• $50.

• 50% of the charges incurred.

• The entire amount. • Nothing.

A(n) ______________ is a statement in which the company agrees to stop the disputed behavior but does not admit that it broke the law.

• consent order

• multiple-product order

• ad substantiation

• cease-and-desist order

• corrective advertising

A salesman says, "This house has the most efficient floor plan of any home in the world." This statement is a generality or exaggeration that cannot be proven. In this situation, what can we accurately say about this statement?

• Ad substantiation is required.

• This statement is prohibited, as it is puffing.

• This statement is allowed, as it is puffing.

• This statement is prohibited, as it is a half-truth.

• This statement is prohibited, as it is deceptive advertising.

When a seller advertises a low price for an item generally unavailable to the consumer and then pushes the consumer to buy a more expensive item, they are engaging in __________________.

• cease-and-desist order

• corrective advertising

• puffing • multiple-product orders

• bait-and-switch advertising

Which of the following is not an element that must be proven to show an advertisement has a deceptive claim? • The statement was said with the intention of misleading.

• The person viewing the statement was a reasonable consumer.

• The statement is likely to mislead.

• A material misrepresentation or omission occurred.

• All of these elements must be proven.

____________ prohibits radio and television cigarette advertisements.

• Two of these

• Section 5 of the Federal Trade Commission Act

• The FTC

• The Public Health Cigarette Smoking Act

• The Smokeless Tobacco Act

An advertisement for a fast-food burger restaurant that states "World's Best Burgers" is an example of which of the following according to U.S. standards? Multiple Choice

• Deceptive advertising.

• An untruth.

• Puffery.

• Ad substantiation.

• Bait-and-switch advertising.

Which of the following laws requires that sellers disclose the terms of the credit or loan so that consumers can better compare a variety of credit lines or loans? Multiple Choice

• Truth in Lending Act.

• Fair Credit Reporting Act.

• Fair Debt Collection Practices Act.

• Fair Credit Billing Act.

• Federal Trade Commission Act.

Homework Answers

Answer #1

Part 3:

1.

D

US congress has created the agency to ensure the safe and healthy working conditions for the employees.

2.

A

Regular salesperson are covered under the given act.

3.

D

Workers compensation is present in all 50 states, but it is different in each state, making this compensation as a state law.

4.

C

People of 40+ years of age, are covered under this category.

5.

E

All the factors are considered.

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