Question

1.) We can learn about how health insurance affects the insured through two types of studies:...

1.) We can learn about how health insurance affects the insured through two types of studies: those that look at health insurance (and/or cost-sharing like the RAND HIE) and those that look at health insurance mandates that change what health insurance plans cover.

Do these two (types of) sources of information agree or disagree about the effect of insurance on the use of medical care? Explain. Do these two (types of) sources of information agree or disagree about the effect of insurance on health outcomes? Explain

Homework Answers

Answer #1

Ans.
These types of sources of information agree about the effect of insurance on use of medical care because, the first information, I.e., cost sharing involves the patient or his or her well wishes to pay a certain part of health care from his or her pocket. This involves the effects of insurance on health care also. For some populations, cost-sharing can mean nothing to them but for some of them, even the lowest cost-sharing means a lot.
The advantages of insurance and it's mandates also affects medical care, sometimes the cost of insurance comes down if the facilities provided with it are more.
The health care outcomes are also affected by the insurance as health care insurance is to bear the expenses of health care of the insured and according to the health care outcomes, the amount received by the insured or the family varies.

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