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How money is created when banks make loans?

How money is created when banks make loans?
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When banks accept deposits and make loans, money is created. For example, a $100,000 checking deposit generates an increase in excess reserves of $90,000. If thebank lends the full $90,000 to a customer who in turn purchases a recreational vehicle, the seller of the vehicle might then deposit the $90,000 in the bank. What happened to the checkable deposit balance in the bank? It grew from $ 100,000 to $ 190,000 in a short period of time. Money was created. The process does not stop with just this transaction . The bank now has $ 90,000 in new deposits . The bank will hold 10% as required reserve and lend the rest. The proceeds of the loan will be redeposited and now $ 81,000 of new money will be created. This process continues until all the excess reserves will be loaned out.

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