Question

What are the tools of monetary policy and how do they affect the money supply?

What are the tools of monetary policy and how do they affect the money supply?

Homework Answers

Answer #1

The monetary policy of the Central bank are as follows :

  1. Open market operation – This is the process in which the government sells its bond or securities or buys it from the market. In order to increase money supply it buys the bonds and securities , and it sells the bond and securities to decrease the money supply in the market.
  2. Cash reserve ratio – It is the ratio which each and every bank must maintain with the reserve bank, if the ratio is less than the banks have more money to lend and hence money supply increases, when the ratio is high, the money supply reduces in the similar way.
  3. Bank rate : Bank rate is the rate at which a bank lends to its customer, if its low than the customer will borrow money thus increasing the money supply and vice versa.
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