If i were to select a policy; I always go with uninsured policy because although the insurance is compulsory required by law,there are many who dont have it. So,in order if i have the insurance and if an accident takes place the damages occured may surpass their policy limits.It covers damage costs if we are not injured; and if we are severely injured and our vehicle is not much damaged; then we can go with hospitilization; medical bills and other asociated costs of a covered accident. So, there is a chance of choosing any one of them rather than having a slight difference where we can observe in under insured motorist coverage.
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