a.) 1.37
On using 1.37 as a multiplier it will result in increase of 37%.
For instance assuming our number, N = 100
using x = 1.37 as multiplier
New number = N*x = 137
Which is an increase 37% in the initial number 100.
b.) 0.51
On using 51 as a multiplier it will result in a number which would be 51% of its initial value or a number which results in a decrease of (100-51 =49)%
For instance assuming our number, N = 100
using x = 0.51 as multiplier
New number = N*x = 51
Which is a decrease of 49% in the initial number 100.
or
the number is 51% of its initial value 100.
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