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Suppose you deposited $5000 on January 1, 2014, in a savings account paying 5% annual interest,...

Suppose you deposited $5000 on January 1, 2014, in a savings account paying 5% annual interest, with interest credited to the account on December 31 of each year. On January 1, 2016, the annual interest rate changes to 4.25%. What wil be the balance in your account on January 1, 2030?

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