Question

Think about yourself, your home, your car, your job and so on. What risks that you...

Think about yourself, your home, your car, your job and so on. What risks that you face are covered by insurance? More importantly, what risks are NOT insured against?
Consider these risks and what extensions to your insurance cover you might contemplate?
Recent events in the financial sector have shown that risk perception plays a critical role in effective risk management. How much influence do you think any one individual should have alone on key risk management decisions eg traders, managers?

Homework Answers

Answer #1
  • Risk covered by Insurance: Car Theft,Health deterioration, Lose of life.
  • Risks not covered by Insurance in my case: Theft in Home ,Fire in home,Lose of job,Lose of income.
  • Considering lose of jobs and decrease of salary in this time,Income insurance is a much needed insurance nowadays,an insurance may also be much needed which cover needs of family while i am on health issues.
  • Risk perception plays important role like nowadays demand for life insurance,Health Insurance has increased as people feel worried due to impact of COVID-19.So, Risk perception of individual plays a vital role.
  • Key risk management decisions must be contained by an individual cosidering its income and sources of passive income.An individual have major role in its perception of risk and management of it.

    Hope it helps you in your studies.Kindly give a thumbs up if you like it. ?
      
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