Question

Personal property floaters, insurance coverage for earthquakes or floods, and coverage of other forms of transportation...

Personal property floaters, insurance coverage for earthquakes or floods, and coverage of other forms of transportation such as RVs are typically handled through

a.

supplements added to existing policies with lower total premiums.

b.

supplements added to existing policies with the same total premiums.

c.

supplements added to existing policies with greater total premiums.

d.

community-based coverage, based upon their prevalence within the community.

e.

the FDIC.

In measuring the performance of stocks or bonds over a given year, the rate of return takes into account

a.

transactions costs, due to management fees or trades.

b.

capital gains or losses due to changes in asset prices.

c.

dividend or interest (coupon) payments during the year.

d.

all of the above.

e.

none of the  above

Which of the following medical plans represents state-level government health insurance to people in poverty?

a.

long-term care insurance

b.

Social Security

c.

Medicaid

d.

Medicare

e.

HMOs

Homework Answers

Answer #1

Answer is C

Supplements added to existing policies with greater total premiums

They are additional requirements of some people who would wish to have additional coverage of properties or risks and in general they buy these as supplements to existing policies by paying additional premium .So all other options are wrong as they dont satisfy the criteria for the given question

Answer is D. All of the above

For calculating rate of return of stocks Interest/Dividend it yields /Capital gains and Losses and Transaction Costs are taken into account

Answer is C.Medicaid

Medicaid is the health Insurance for the Poor .

Rest of the Options are not for the people in Poverty as Medicare is for people aged 65 and above and also social security is for disabled retired and their spouses based on their earnings

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