Question

Rajiv has a Personal Automobile Policy (PAP) that provides liability coverage with limits of $50/100/50, no medical payment insurance, and uninsured and underinsured motorist coverage with limits of $100/300. He has collision and comprehensive coverage, both of which have a $500 deductible. Suppose one day Rajiv fails to notice a red light, causing him to blindside another car crossing the intersection. Fortunately, he is not badly injured, but the medical bill for his hospital examination nonetheless amounts to $1,938. The driver of the other car, a woman named Simone, suffered severe injuries from the direct impact of the accident, requiring an initial surgery, an extended hospital stay, and additional physical therapy procedures for several subsequent months. The total of her medical bills, plus compensation for being unable to work for nearly a month, totaled $135,947. Simone’s insurance company successfully filed a claim against Rajiv by exercising subrogation rights. Coverage A of Rajiv’s plan will reimburse him for___________ of Simone’s medical bills. Rajiv’s medical bills_____________

Answer 1

Answer:

Coverage A will reimburse him for $50,000 of Simone’s medical bills. Rajiv’s medical bills will be covered to the extent of $1938 (fully covered)

Explanation:

Rajiv’s obligation inclusion or liability coverage will repay him for upto $ 50,000 worth of property damage. Thusly he is resposible for paying zero cash based in property risk or liability damages.

PART A of the coverage

• The provisions of the strategy infer
• $50,000 towards bodily injury caused to the outsider
• $100,000 all out greatest inclusion or maximum coverage towards bodily injury
• $50,000 towards property damage