Question

does an applicant’s poor credit rating transkate into a lack of integrity anymore than a good credit rating translates into ethical behavior and organizational skills?

Answer 1

Yes,

an applicant with poor credit rating sugggests that he borrower has trouble paying back his loans in the past and he may continue this in the future, and a person with good credit rating has higher posssibiities of paying pack the money ,

so, an applicant’s poor credit rating translate into a lack of integrity anymore than a good credit rating translates into ethical behavior and organizational skills, beacuse a person with good credit score has more possibility of returning money than a person with low credit rating