Question

Robin began taking required minimum distributions from her profit sharing plan three years ago. Earlier this year, Robin died after suffering a heart attack. She named her husband as the beneficiary of her profit-sharing plan. Her husband Renaldo, who is 34 years old, is devastated. Which of the following statements is false?

a	Renaldo could execute an in-plan Roth rollover of the profit-sharing plan assets if the plan so permitted.

b	In the year of Robin’s death the minimum required distribution will be equal to the minimum required distribution had Robin not died.

c	Rolling over the profit-sharing plan assets to Renaldo’s IRA and naming a very young beneficiary is his best way of stretching the inherited retirement funds.

d	Renaldo can delay taking minimum distributions from the account until he is age 70 ½ by leaving the profit-sharing plan alone.

Answer 1

d is false ,, Renaldo can delay taking minimum distributions from the account until he is age 70 ½ by leaving the profit-sharing plan alone.

Because he is already devastated , moreover there is no such condition that he should attain 70 1/2 to take the minimum contribution .

Rest all are three  minimum required distribution will be equal to the minimum required distribution had Robin not died as her share remains the same even if she had not died .

Renaldo could execute an in-plan Roth rollover of the profit-sharing plan assets if the plan so permitted. yes he can do this as condition is mentioned if plan so permits .